Portfolio Q&A
Ask anything about deals, merchants, payments, or risk. Get an answer grounded in your actual data.
Abacus Agent
Works on your portfolio. While you don't.
Ask it anything. Tell it what to do. Learning to run more of the work itself.
Abacus Agent
Works on your portfolio.While you don't.
Ask it anything. Tell it what to do. Abacus Agent understands your deals, merchants, and payments end-to-end — and it's learning to run more of the work itself.
Ask anything about your portfolio
"Which deals are 2+ payments behind?" "Show NSF patterns from the last 30 days." Abacus Agent answers in plain English using your actual portfolio data — no pivot tables, no SQL, no spreadsheets to rebuild.
Natural-language queries
Risk & NSF patterns
Renewal candidates
Cohort analytics
Exportable reports
How's my portfolio looking this month?
Wired into every surface of Abacus
Abacus Agent understands your entire operating picture — deals, merchants, transactions, collections, documents — not a generic chatbot grafted onto the side of your stack.
Deals
Merchants
Transactions
Collections
Documents
Portfolio
Outstanding Balance by Age
Current
1-30 days
31-60 days
60+ days
Current
$980K
1-30 days
$340K
31-60 days
$210K
60+ days
$100K
$1,630,000
Total
The Agent roadmap
What Abacus Agent does today, and where it's headed. Each autonomous capability below builds on the same context and tools already powering the product.
Available today
Smart alerts
Proactive suggestions surface NSF patterns, renewal candidates, and delinquency risk before you ask.
Cross-surface search
One prompt reaches deals, merchants, transactions, and documents at the same time.
Contextual reports
Generate portfolio summaries, cohort breakdowns, and investor-ready snapshots on demand.
Coming soon
Autonomous deal creation
Forward a broker packet. Agent drafts the deal, maps the owner, and flags missing docs for you.
Autonomous collections
Tell Agent 'handle collections this week.' It decides who to contact, when, and how — voice, SMS, or email.
Autonomous underwriting pre-screen
Agent reads the application and 90 days of bank statements, returns a recommended decision with rationale.
Agent API / MCP
Point Claude Desktop, Cursor, or your own workflow at Abacus. Every Agent tool, exposed over MCP.
Prompt → Answer
Talk to your portfolio like an API
Every question below is a live Agent prompt. Type it into Abacus and get a grounded answer back in seconds — no dashboards to click through, no reports to rebuild, no analyst to ping.
These same prompts will soon be callable from Claude Desktop, Cursor, or any MCP-compatible client.
abacus — agent
>Which deals are 2+ payments behind?
Found 7 deals 2+ behind. 3 in the Northeast cohort, avg RTR $42k. Flagging 2 for collections escalation.
>Draft a renewal offer for Merchant 12848
Based on 83% repaid + clean NSF history: recommending $75k advance @ 1.35 factor, 6-month term. Draft ready.
>Flag NSF patterns in the last 30 days
4 merchants with 2+ NSFs this month. 2 are first-timers — likely bank-side. 2 show a weekly pattern — review.
>Run the morning briefing
Portfolio: 142 active deals, $8.4M outstanding. 3 new applications. 2 renewals due this week. No critical alerts.
AI runs the workflow. Your team runs the business.
Underwriting, deal tracking, collections, reconciliation, compliance, and merchant servicing — automated by default, connected in one platform.
Deals
Pipeline & servicing
Merchants
Profiles & owners
Transactions
Reconciled to deals
Underwriting
Risk scoring
Syndication
Shares & ROI
Brokers
Commissions & payouts
Collections
AI outreach
Compliance
UCC & disclosures
ACH Payments
Same-day & next-day
Vault
Deal documents
Agent
Runs your portfolio
Analytics
Cohorts & forecasts
Less spreadsheet chaos. More deals closed.
Reduce manual follow-up, automate intake and tracking, and spend your time on underwriting and collections instead of chasing docs.
Auto-reconciliation
6–8 hours per week
Powered by Plaid bank sync
Abacus watches your bank feed 24/7 and matches every ACH deposit, return, and NSF to the right deal automatically. No more Friday-night spreadsheet reconciliation.
Collections on autopilot
4–5 hours per week
Powered by AI voice + merchant portal
Automated reminders, AI voice calls, and a self-serve merchant portal mean fewer hours on the phone chasing payments.
Compliance & document ops
3–4 hours per week
Powered by UCC, Disclosures, and Vault
Generate disclosure letters, file UCCs, and store every merchant doc in one searchable vault. Compliance stops being a weekly project.
Underwriting intake
3–4 hours per week
Powered by Inbox AI + underwriting workspace
Abacus reads merchant emails, extracts stipulations, and pulls credit reports so your underwriter opens a clean file instead of building one.
Reporting & investor updates
2–3 hours per week
Powered by Syndication, Broker, and Analytics
Syndicator statements, broker commission payouts, and portfolio analytics export in one click. Weekly investor calls prep themselves.
Portfolio visibility
2–3 hours per week
Powered by Abacus Agent
Ask Abacus anything about your portfolio — "which deals are 2+ payments behind?" — instead of building another pivot table.
Compound time savings
What changes when Abacus runs your back office
20+ hrs
Saved every week, every week
~$50,000
Ops time back per year, at a $50/hr admin rate
1 fewer
Admin hire — Abacus pays for itself at Pro
Works with the tools you already use
Connect your email and payments processor in minutes. Bank connections via Plaid ship with every plan.
Any ACH processor with an API — we'll support it.
Pricing that matches how you run your business
Start with your spreadsheet, upgrade when you need the full platform.
Best for spreadsheet-based operators
Connect
Turn your spreadsheet into a client-ready operating system.
$200/month
30-day free trial · No charge until you upgrade
•Google Sheets sync (3x/day, automatic)
•Portfolio dashboard and visualizations
•Deal and merchant tracking
•Transaction ledger from your payment sheet
•Branded merchant and syndicator portals
•Payoff letters and document generation
•NSF detection and alerts
•Syndication tracking
•25 AI workflow runs / month
•Up to 5 team members
•Unlimited merchants and deals
Start 30-day free trial
Credit card required · Cancel anytime
Runs your full MCA workflow
Pro
Run and automate your operation.
$2,000/month
•Everything in Connect, plus:
•Bank connections and ACH payments
•Deal origination and creation
•AI-assisted underwriting and scoring
•Automated collections by voice and SMS
•State-specific compliance and disclosures
•UCC filing management
•Broker portal and commission tracking
•Document vault with AI classification
•Shared inbox connectors for ops workflows
•Advanced portfolio and collections analytics
•Full Abacus Agent (portfolio Q&A, alerts, and more)
•White-label merchant portal
•Unlimited users, workflows, and AI usage
Book a demo
Guided 6-month launch · Onboarding concierge