Every deal. Every dollar. One place.
AI handles reconciliation, collections, and compliance — your team funds deals instead of chasing them.
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How it works
Track every deal from intake to payoff
Deals, payments, and bank data — synced, not spreadsheets.Deals, merchants, payments, and bank transactions sync automatically. No more toggling between spreadsheets to find a number.
Transactions
| Date | Description | Amount | Category |
|---|---|---|---|
| Sep 10 | ABC Trucking LLC | $1,250.00 | Merchant Payment |
| Sep 10 | Bright Auto Body | -$980.00 | NSF/Chargeback |
| Sep 09 | Apex Logistics Inc | $875.00 | Merchant Payment |
| Sep 09 | Joe Martinez (Synd) | -$8,420.00 | Profit Distribution |
| Sep 08 | Sunset Diner Group | $450.00 | Merchant Payment |
| Sep 08 | Mike Klein (Broker) | -$3,200.00 | ISO Commission |
| Sep 07 | Elite Contracting | -$25,000.00 | Deal Funding |
| Sep 07 | Summit Construction | $1,890.00 | Merchant Payment |
| Sep 06 | Chen's Bakery | $320.00 | Merchant Payment |
| Sep 06 | West Coast Capital | $50,000.00 | Capital Contribution |
| Sep 05 | Highland Printing | $780.00 | Merchant Payment |
| Sep 05 | David Chang (Broker) | -$1,850.00 | ISO Commission |
| Sep 04 | Riverside Auto | -$620.00 | NSF/Chargeback |
| Sep 04 | Green Valley Farms | $540.00 | Merchant Payment |
| Sep 03 | Quick Loans USA | $4,250.00 | Payoff |
Catch problems before they cost you
NSFs and late payments flagged instantly, not next week.NSFs, late payments, and at-risk merchants are flagged the moment they happen — not when you notice them in a spreadsheet next week.
Receivables
Stop reconciling by hand
AI matches transactions to deals. No more manual recon.AI matches every bank transaction to the right deal and flags variances for review — you never open a reconciliation spreadsheet again.
Transactions
SUNSET DINER GROUP
$450.00HIGHLAND PRINTING
$780.00SUMMIT CONSTRUCTION
$1,890.00CHEN'S BAKERY
$320.00RIVERSIDE AUTO (NSF)
-$620.00See your portfolio health at a glance
Defaults, collections, and cash flow — always current.Defaults, delinquency, repayment velocity, and exposure — surfaced as they change, not buried in tabs.
Portfolio
Outstanding Balance by Age
Fewer missed steps, less follow-up
Alerts and summaries arrive — you stop chasing.Risk alerts, collection notices, and weekly portfolio summaries arrive automatically. You stop chasing and start deciding.
Show deals needing attention
How it works
Track every deal from intake to payoff
Deals, merchants, payments, and bank transactions sync automatically. No more toggling between spreadsheets to find a number.
Catch problems before they cost you
Stop reconciling by hand
See your portfolio health at a glance
Fewer missed steps, less follow-up
Transactions
| Date | Description | Amount | Category |
|---|---|---|---|
| Sep 10 | ABC Trucking LLC | $1,250.00 | Merchant Payment |
| Sep 10 | Bright Auto Body | -$980.00 | NSF/Chargeback |
| Sep 09 | Apex Logistics Inc | $875.00 | Merchant Payment |
| Sep 09 | Joe Martinez (Synd) | -$8,420.00 | Profit Distribution |
| Sep 08 | Sunset Diner Group | $450.00 | Merchant Payment |
| Sep 08 | Mike Klein (Broker) | -$3,200.00 | ISO Commission |
| Sep 07 | Elite Contracting | -$25,000.00 | Deal Funding |
| Sep 07 | Summit Construction | $1,890.00 | Merchant Payment |
| Sep 06 | Chen's Bakery | $320.00 | Merchant Payment |
| Sep 06 | West Coast Capital | $50,000.00 | Capital Contribution |
| Sep 05 | Highland Printing | $780.00 | Merchant Payment |
| Sep 05 | David Chang (Broker) | -$1,850.00 | ISO Commission |
| Sep 04 | Riverside Auto | -$620.00 | NSF/Chargeback |
| Sep 04 | Green Valley Farms | $540.00 | Merchant Payment |
| Sep 03 | Quick Loans USA | $4,250.00 | Payoff |
AI runs the workflow. Your team runs the business.
Underwriting, deal tracking, collections, reconciliation, compliance, and merchant servicing — automated by default, connected in one platform.
Deals
Pipeline & servicing
Merchants
Profiles & owners
Transactions
Reconciled to deals
Underwriting
Risk scoring
Syndication
Shares & ROI
Brokers
Commissions & payouts
Collections
AI outreach
Compliance
UCC & disclosures
ACH Payments
Same-day & next-day
Vault
Deal documents
Agent
Runs your portfolio
Analytics
Cohorts & forecasts
Less spreadsheet chaos. More deals closed.
Reduce manual follow-up, automate intake and tracking, and spend your time on underwriting and collections instead of chasing docs.
Auto-reconciliation
6–8 hours per week
Powered by Plaid bank sync
Abacus watches your bank feed 24/7 and matches every ACH deposit, return, and NSF to the right deal automatically. No more Friday-night spreadsheet reconciliation.
Collections on autopilot
4–5 hours per week
Powered by AI voice + merchant portal
Automated reminders, AI voice calls, and a self-serve merchant portal mean fewer hours on the phone chasing payments.
Compliance & document ops
3–4 hours per week
Powered by UCC, Disclosures, and Vault
Generate disclosure letters, file UCCs, and store every merchant doc in one searchable vault. Compliance stops being a weekly project.
Underwriting intake
3–4 hours per week
Powered by Inbox AI + underwriting workspace
Abacus reads merchant emails, extracts stipulations, and pulls credit reports so your underwriter opens a clean file instead of building one.
Reporting & investor updates
2–3 hours per week
Powered by Syndication, Broker, and Analytics
Syndicator statements, broker commission payouts, and portfolio analytics export in one click. Weekly investor calls prep themselves.
Portfolio visibility
2–3 hours per week
Powered by Abacus Agent
Ask Abacus anything about your portfolio — "which deals are 2+ payments behind?" — instead of building another pivot table.
Compound time savings
What changes when Abacus runs your back office
Saved every week, every week
Ops time back per year, at a $50/hr admin rate
Admin hire — Abacus pays for itself at Pro
Works with the tools you already use
Connect your email and payments processor in minutes. Bank connections via Plaid ship with every plan.
Any ACH processor with an API — we'll support it.
Pricing that matches how you run your business
Start with your spreadsheet, upgrade when you need the full platform.
Connect
Turn your spreadsheet into a client-ready operating system.
30-day free trial · No charge until you upgrade
Credit card required · Cancel anytime
Pro
Run and automate your operation.
Guided 6-month launch · Onboarding concierge