Your portfolio runs itself.
Abacus Agent manages your MCA portfolio while you sleep. It flags NSFs, scores deals, tracks payments, runs collections, and briefs you every morning. Just ask it anything.
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What Abacus Agent does
Track every deal
From intake to payoff, every funded deal is tracked automatically. Balances update in real time as payments come in.
Catch NSFs instantly
Bounced payments are flagged the moment they happen. Risk scores adjust automatically, collection notices queue up.
Score underwriting
AI grades applications in seconds. Factor rate, payback amount, and daily payment calculated automatically from the deal terms.
Run collections
Delinquent merchants get notices on schedule. Escalate automatically at 3, 7, and 14 days past due. Track every touchpoint.
Monitor risk
Stacking detection, payment velocity analysis, and concentration risk. Know which merchants need attention before they default.
Reconcile payments
Bank transactions matched to deals automatically. Variances flagged for review. No more manual spreadsheet reconciliation.
Manage syndication
Track participant shares, calculate distributions, and manage payouts. Every syndication partner sees their position in real time.
Generate compliance
Disclosure documents and UCC filings generated automatically when deals fund. Stay compliant without the paperwork.
Track broker commissions
ISO performance tracked, commission calculations automated. Know exactly what you owe each broker and when.
Portfolio analytics
Revenue trends, default rates, collection velocity, concentration risk. Your portfolio's health in one view.
Document vault
Contracts, bank statements, UCCs, disclosures. Everything searchable, everything linked to the right deal and merchant.
Works while you sleep
Payments settle overnight. NSFs get flagged. Risk scores update. Collection notices queue. Open Abacus to a briefing, not a backlog.
What happens while you sleep
Your portfolio pulse is waiting
Open Abacus and your daily briefing is ready. 47 active deals, $14K collected overnight, 3 merchants need attention. No digging required.
A payment bounces
Sunrise Bakery's ACH returns as NSF. Abacus flags it, adjusts the risk score to HIGH, and queues a collection notice for 9am.
A broker sends a new deal
The application comes in. Abacus extracts the terms, scores it B+, calculates the payback at $33,750, and presents it for your approval.
5 days past due
Metro Auto misses another payment. Abacus escalates from email to phone outreach. The full contact history is ready for your team.
A deal hits 80% paid
Quick Mart has paid $40K of their $50K payback. Abacus identifies them as a renewal candidate and drafts new terms at a lower factor rate.
New deal funded
The moment funding hits the merchant's account, Abacus initiates the UCC filing and generates state-specific disclosure documents.
Weekly portfolio summary
Collections up 12%. NSF rate down. Two new deals funded at $75K total. The report is compiled and ready before you finish your coffee.
Payment collected on a syndicated deal
A $5,000 payment comes in on a deal with 3 participants. Abacus calculates each share and queues the distributions automatically.
Bank feed comes in
42 transactions land from the bank. Abacus matches 40 to deals instantly, flags 2 variances for review. Manual spreadsheet work: zero.
Portfolio management
- ◇ Deals, merchants, payments, and collections
- ◇ Real-time balance tracking and RTR monitoring
- ◇ NSF detection and risk scoring
- ◇ Syndication management and distributions
- ◇ Broker commission tracking
AI automation
- ◇ Natural language commands — just ask
- ◇ Automated underwriting scoring
- ◇ Collection notice scheduling
- ◇ Payment reconciliation
- ◇ Daily portfolio briefings
Compliance & reporting
- ◇ UCC filings initiated automatically
- ◇ State-specific disclosures generated
- ◇ Document vault with full search
- ◇ Portfolio analytics and trend reports
- ◇ ACH batch processing
Infrastructure
Abacus is the backbone. Every deal, payment, and merchant syncs through one system. Your AI agent has full context.
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AI Command Center
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┌──────────┐ ┌──────────────┐ ┌──────────┐ ┌──────────────┐ ┌──────────┐ ┌──────────┐ ┌──────────┐
│ Deals │ │ Merchants │ │Payments │ │ Collections │ │Analytics │ │Compliance│ │Documents │
└──────────┘ └──────────────┘ └──────────┘ └──────────────┘ └──────────┘ └──────────┘ └──────────┘
Your portfolio runs itself.
Abacus Agent manages deals, payments, collections, compliance, and reporting. Ask it anything — it knows your entire portfolio.